Frequently Asked

​Does homeowners insurance cover hail damage in Lubbock?

Yes, hail damage is typically covered in standard policies across Texas. The key is that the damage must be sudden and weather-related, not due to age or neglect. Deductibles for wind/hail claims are often separate and higher than normal.

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How much does a new roof cost in Lubbock?

In Lubbock, most homeowners pay between $6,000 and $15,000 for a standard asphalt roof. Prices swing based on roof size, pitch, materials, and storm-related demand (which can temporarily drive costs up after major hail events).

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Should I repair or replace my roof?

If damage is minor and isolated, a repair is usually enough. If the roof is older, widely damaged, or has multiple problem areas, replacement is often the smarter long-term investment, especially after repeated hailstorms common in West Texas.

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How do I file a roof insurance claim in Lubbock?

1. Document everything – photos, dates, and visible damage

2. Contact your insurer – start the claim quickly after the storm

3. Get a roof inspection – a contractor can confirm storm damage

4. Meet the adjuster – ensure all damage is noted

5. Review the estimate – understand what’s approved before repairs begin

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